Driving in Chicago can test your patience and your wallet. Forbes recently named the city the seventh worst to drive in among the 47 most populated U.S. cities. Long commutes, heavy traffic and high gas costs make everyday trips feel longer than they actually are.
If you have ever been stuck at a red light wondering why it takes forever to get anywhere, you are not alone. But slow traffic and congestion are not just frustrating — they can create situations that may lead to accidents and legal complications.
What makes Chicago driving so challenging
Several factors combine to make Chicago roads stressful. Forbes ranked cities based on driving experience, safety, cost of car ownership and access to car maintenance. Safety plays a big role because stop-and-go traffic and slow rush hour speeds can increase the risk of collisions.
As Forbes notes, “Chicago, Ill. drivers spend the highest amount of time in traffic among the cities we analyzed, and as a result, drivers spend the most on gas thanks to traffic congestion.” Downtown speeds average just 11 miles per hour, rush hour speeds around 18 and drivers spend about $2,618 a year on gas while commuting an average of 34 minutes and 30 seconds.
Ways to reduce risk and protect yourself
Taking certain steps can make driving in Chicago safer and may help you avoid legal headaches:
- Using traffic apps to plan your route can help avoid the worst jams.
- Leaving a few minutes earlier may reduce the stress of tight schedules.
- Staying alert for pedestrians and cyclists can prevent accidents.
- Keeping up with car maintenance reduces the chance of breakdowns or collisions.
These actions can limit your exposure to accidents and potential claims. But even with precautions, collisions can happen. Consulting experienced attorneys like Brian and Howard at Hofeld and Schaffner, who were named to Best Lawyers in America 2025 for personal injury, can help you understand your rights and options if you are injured or involved in a motor vehicle crash case.
Navigating Chicago roads with confidence
Driving in Chicago can be stressful, but knowing the risks and preparing for them can make your trips safer and less stressful. Heavy traffic, slow speeds and long commutes increase the chance of collisions or vehicle damage, making it important to stay alert and plan ahead.